NOTICE OF

FORECLOSURE SALE

Default having been made in the terms and conditions of a certain mortgage made by GREGORY A. STYCZYNSKI and AMANDA L.

PHILLIPS, whose last known address is 503 S. 9th Street,

Gladstone, Michigan 49837 to BAYBANK, 104 S. 10th Street, Gladstone, Michigan 49837, dated May 20, 2022 and recorded in the office of the

Register of Deeds, for the County of Delta, and State of Michigan, on May 23, 2022 in Liber 1341, Page 547, on which there is claimed to be due, at the date of this notice, for principal, interest, past due taxes and

insurance, late fees,

attorney fees and

expenses and title work, the sum of $370,694.53.

Notice of foreclosure by advertisement.

Notice is given under section 3212 of the

Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the Delta County Courthouse, 310

Ludington Street,

Escanaba, Michigan 49829 (place of holding the circuit court) in

Delta County, starting promptly at 10:00 o’clock a.m. on Friday, the 9th day of August, 2024. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear

ownership of the

property. A potential purchaser is

encouraged to contact the county register of deeds office or a title insurance company,

either of which may charge a fee for this

information.

The premises are described as follows:

Situated in the City of Gladstone, County of Delta, State of

Michigan, described

as:

Lot 7, Block 38 of Gladstone, according to the plat thereof, as recorded in Liber A of Plats, Page 12, Delta County Records.

Commonly known as: 820 Minneapolis

Avenue, Gladstone, Michigan 49837.

Attention Homeowner: If you are a military service member on

active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number

stated in this notice.

If the property described in this Notice is sold at the

foreclosure sale

referred to above, the mortgagors will be held responsible to the

person who buys the property at the

mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period as provided by MCL 600.3278 or otherwise by law.

The redemption period shall be six (6) months from the date of the sale unless the

property is determined to be abandoned in

accordance with MCL 600.3241a.

BODMAN PLC

Dated: July 1, 2024

By:

Sandra L. Jasinski (P37430)

Attorney for Baybank

201 South Division Street, Suite 400 Ann Arbor, Michigan 48104

(231) 627-8012